Automotive Appointed Representative (AR) Network for Car Dealers & Dealer Groups
JOIN OUR APPOINTED REPRESENTATIVE NETWORK
REMOVE THE BURDEN AND THE RISK OF BEING DIRECTLY AUTHORISED AND REGULATED BY THE FCA BY JOINING OUR AUTOMOTIVE APPOINTED REPRESENTATIVE (AR) NETWORK
Join the ComplianceTrak Appointed Representative Network and simplify your FCA compliance while unlocking new opportunities to grow your automotive business.
Whether you’re an independent car dealer or a franchised dealer group, we provide everything you need to operate under our FCA permissions, reduce regulatory risk, and stay fully compliant — all while focusing on selling more vehicles.​
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"If you think compliance is expensive,
try non-compliance."
Why Join Our Appointed Representative Network?
FCA Compliance Made Simple
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Are you a motor dealer directly authorised by the FCA for Consumer Credit or General Insurance Mediation? If so, you’re shouldering the full burden of FCA compliance, including the risk of penalties, fines, and enforcement actions.
But there's a better way!
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Operating under FCA regulations can be complex, time-consuming, and expensive if managed independently.
By joining our AR network, you gain access to our FCA permissions, systems, and expertise, meaning we handle the compliance so you can focus on your customers.
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Tailored for Independent & Franchised Dealers
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We support both single-site independent dealers and large franchised dealer groups. Our solutions are scalable, ensuring you receive the right level of support, whether you sell 20 cars a month or 1,000+ vehicles annually.
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Reduce Risk & Save Costs
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Becoming an AR removes the burden of direct FCA authorisation and significantly reduces the cost of compliance. We manage the regulatory framework, provide ongoing monitoring, and ensure your business stays up to date with the latest FCA changes.
FCA COMPLIANCE.... BUT DONE RIGHT!
What You Get as a ComplianceTrak Appointed Representative
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Full FCA Regulatory Cover
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Operate under our FCA permissions for consumer credit and general insurance.
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Protect your business from compliance breaches and regulatory penalties.
Market-Leading Compliance Software
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All ARs gain access to ComplianceTrak, our powerful compliance management platform:
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Integrated into your customer journey
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Digital product presentation tools
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Automated compliance tracking
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Real-time reporting for management teams
Staff Training & Competency Support
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Through OnTrak, our e-learning platform, we deliver:
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FCA-compliant training modules
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Competency tracking and certifications
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Ongoing staff development programmes
Vulnerable Customer Identification & Reporting
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Using InsightTrak, we help ARs identify, support, and report on vulnerable customers, ensuring you meet FCA Consumer Duty requirements.
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Benefits of Joining Our AR Network
Benefit
How It Helps Car Dealers
FCA Permissions​
Lower Costs
Expert Compliance Support
Training & Development
Technology-Driven Solutions
Risk Reduction
Operate immediately under our authorisation
Avoid direct authorisation fees and compliance overheads
Get access to our automotive compliance specialists
Keep your team competent and FCA-compliant
Leverage our market-leading compliance software
Reduce exposure to fines, breaches, and reputational damage
How to Become an Appointed Representative
Becoming an Appointed Representative with ComplianceTrak is straightforward:
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Initial Consultation – We assess your business needs.
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Onboarding & FCA Registration – We manage the entire process.
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Training & System Setup – Your team gets immediate access to our compliance tools and e-learning platform.
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Ongoing Support – Continuous monitoring, reporting, and updates to keep you compliant.
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Want to speak to us to find out more. Call us on 01246 488180 or click Contact Us below
FAQs About Becoming an Appointed Representative
What is an Appointed Representative?​
An Appointed Representative (AR) is a firm or individual who acts
on behalf of a Principal Firm that is directly authorised by the FCA.
The Principal takes regulatory responsibility, meaning you don’t
need your own authorisation.
Is This Suitable for Independent and Franchised Dealers?
Absolutely. We work with businesses ranging from small
independent retailers to large franchised groups.
How Quickly Can I Start Operating as an AR?
In most cases, we can have you fully onboarded and FCA-registered
within 4–6 weeks.
Other Compliance Services for Car Dealers & Dealer Groups
ComplianceTrak – Industry-Leading FCA Compliance Software
For motor dealers and dealer groups that are Directly Authorised by the FCA, maintaining robust record-keeping, audit trails, and governance has never been more important.
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Our ComplianceTrak suite provides automotive-specific FCA compliance software designed to simplify your Consumer Credit and General Insurance obligations while improving efficiency across your dealership.
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Key Features:
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Digital product presentations integrated into the customer journey
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Automated compliance tracking and audit trails
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Real-time management information dashboards
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FCA-aligned reporting tools tailored for the automotive industry
Dealers can also enhance their compliance efforts with OnTrak, our online e-learning platform, offering comprehensive competency-based training for sales, finance, and management teams.
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Compliance Support Services
For motor dealers who want to retain their Direct FCA Authorisation but lack the internal compliance resources, our Compliance Support Services remove the burden and reduce the risks of non-compliance.
We provide the same proven systems, processes, and expertise that we deliver to our Appointed Representative (AR) network, including:
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Electronic systems, policies, and procedures
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Regular compliance audits and monitoring
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Complaint handling and regulatory reporting
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Ongoing FCA guidance and updates
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Support from automotive compliance specialists
This package gives peace of mind by ensuring your dealership meets its regulatory obligations while demonstrating fair treatment of customers.
If you’re currently Directly Authorised and have concerns about compliance, our support services can get you back on track quickly and confidently.
