Finance Tracker — Motor Finance Compliance Software for UK Car Dealers
Finance Tracker is a consumer credit compliance system and motor finance compliance software platform designed specifically for UK car dealerships, helping them present finance products consistently, transparently and in line with FCA requirements.
Finance Tracker is a consumer-credit compliance platform designed specifically for UK automotive retailers and dealer groups. Our automotive finance compliance platform supports dealer groups in standardising their F&I processes across all sites. It guides your sales teams through a structured and fully auditable finance presentation process, ensuring transparency, clear customer understanding, and full alignment with FCA regulatory expectations.
Why Dealerships Use Finance Tracker
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Built for the Automotive Industry
Purpose-designed for the motor sector — not adapted from generic CRM or lending systems. -
Supports FCA Consumer Credit Compliance
Ensures every finance sale follows a fair, structured and auditable process. -
Protects Customers, Staff and the Business
Clear workflows reduce the risk of non-compliant behaviour, mis-selling and customer harm. -
Simple to Train, Simple to Use
Sales teams are guided step-by-step through finance presentations and product suitability.
"If you think compliance is expensive,
try non-compliance."
Key Features
Simple, intuituve system
Every step of the finance conversation is recorded, timestamped and stored digitally, creating a clear compliance record.
Electronic Signature Capture
Removes manual paperwork and ensures full traceability of customer consent and disclosures.
Built-in prompts support staff in identifying, recording and escalating vulnerable customer indicators, helping meet FCA expectations around outcomes and fair treatment.
Management Reporting & MI Dashboard
Monitor finance activity, product penetration, compliance status and customer outcomes — across all sites — in real time.
Integration with Showroom and CRM Systems
Designed to sit seamlessly alongside your existing sales process and technology stack.
Motor Finance & Consumer Credit Compliance System for UK Dealerships
Finance Tracker provides a structured, auditable and FCA-aligned approach to selling motor finance. As a dedicated consumer credit compliance system built for automotive retail, it ensures every customer receives a consistent finance presentation, with disclosures, product suitability and customer understanding clearly documented.
Operational Benefits
Benefit
Description
Consistent Sales Process
Reduces Risk
Saves Time & Costs
Supports Internal & External Audits
Group-Wide Oversight
Ensures every finance sale is completed in a structured, compliant way.
Supports adherence to FCA rules on disclosure, product suitability and customer understanding.
Eliminates paperwork, duplicate data entry and manual storing of documents.
Provides a clear, traceable compliance record for every customer journey.
Head Office can monitor performance and compliance across multiple sites.
Enhance Customer Trust & Confidence
A transparent, well-structured finance presentation helps customers understand:
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What products are being offered
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Why they may be suitable
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How they compare to alternatives
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What the costs and benefits are
This builds trust, reduces complaints and supports positive customer outcomes.
What to expect
As FCA compliance software for car dealers, Finance Tracker helps ensure that finance products are presented fairly, transparently and with clear audit evidence. See Finance Tracker in action with a tailored 30-minute walkthrough.
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Understand how it fits your existing sales process
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Explore compliance reporting and audit capability
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Discuss configuration options for your dealership or group
Finance Tracker – Frequently Asked Questions
These frequently asked questions cover how Finance Tracker provides a structured, compliant and fully auditable motor finance process for UK car dealers and dealer groups.
What is motor finance compliance software?
Motor finance compliance software ensures that dealerships follow FCA consumer-credit regulations when presenting and selling finance products. It provides structured workflows, record keeping, vulnerable customer support, and audit capability to reduce regulatory risk.
How does Finance Tracker help FCA compliance in dealerships?
Finance Tracker guides sales staff through a fair and transparent finance sales process, recording disclosures, suitability assessments and signatures. This creates a full audit trail demonstrating compliance with FCA expectations.
Can Finance Tracker help with vulnerable customer identification?
Yes. Finance Tracker includes a Vulnerable Customer Module that helps staff identify, record and support vulnerable customers, ensuring appropriate outcomes are documented and reported.
Does Finance Tracker integrate with DMS and showroom systems?
Yes. Finance Tracker is designed to work alongside dealer management systems, CRM platforms and showroom workflows to minimise duplication and ensure seamless operation.
Can Finance Tracker support remote auditing?
Yes. With digital document storage and audit dashboards, compliance teams can carry out remote or sampled audits without needing to review paper files on-site.
Is Finance Tracker a consumer credit compliance system for car dealerships?
Yes. Finance Tracker is a purpose-built consumer credit compliance system designed for UK automotive retailers. It guides staff through finance presentations, records customer understanding, identifies vulnerability prompts and stores full audit evidence to support FCA compliance reviews.