Direct FCA Authorisation vs AR vs IAR — What’s Best for Your Dealership?
Direct FCA Authorisation vs AR vs IAR explained for UK car dealerships. Learn the key differences, responsibilities and which FCA route is right for your business.
5 days ago
ComplianceTrak and Forward Motor Finance Announce Strategic Motor Finance and Compliance Partnership
ComplianceTrak, the automotive industry’s leading compliance and training platform, has announced a new partnership with Forward Motor Finance, one of the UK’s most trusted and fast-growing motor finance providers. Together, they are delivering a complete 360-degree solution for franchised and independent car dealers — combining Forward Motor Finance’s flexible, customer-first lending solutions with ComplianceTrak’s intelligent compliance technology and FCA expertise.
Oct 20, 2025
What an Appointed Representative (AR) Can and Cannot Do
An Appointed Representative (AR) plays a key role in the UK financial services sector, particularly in industries such as automotive retail and insurance. Operating under the oversight of a Principal firm authorised by the Financial Conduct Authority (FCA), ARs can carry out regulated activities — but only within the scope of the permissions their Principal holds.
Understanding what an Appointed Representative can do and cannot do is essential for firms to stay compliant
Oct 1, 2025
What an Introducer Appointed Representative (IAR) Can and Cannot Do
When working with Introducer Appointed Representatives (IARs), it’s vital to understand the strict limits of their role under Financial Conduct Authority (FCA) regulations. Many firms confuse IARs with Appointed Representatives (ARs), but the two operate very differently. Misunderstanding these distinctions can lead to serious compliance risks and potential FCA enforcement action.
Sep 23, 2025
FCA Consumer Duty Compliance: Is Your Dealership Really Prepared?
The FCA’s Consumer Duty represents a significant shift in the expectations placed on car dealerships across the UK. Yet many independent and smaller franchised dealers are still falling short, often without even realising it.
Jul 21, 2025
Why a Nimble FCA Compliance Company Can Give Your Dealership a Competitive Edge
Choosing the right FCA compliance partner can significantly impact the success of your dealership or automotive group. Whether you need compliance software, consultancy support, or access to an Appointed Representative (AR) network,
Feb 16, 2025
Why Automotive Dealers Should Reevaluate Their Appointed Representative Network Provider
At ComplianceTrak, we provide industry-leading AR network services tailored to the automotive sector.
Feb 10, 2025
Are FCA Compliance Costs Cutting into Your Margins?
Staying compliant with FCA regulations is becoming increasingly costly for car, bike and van dealers. With rising fees, insurance costs,...
Feb 3, 2025
